At Reade Pensions & Financial Services Ltd., we recognise that our future success is based on the quality of advice that we give to our clients, right throughout our relationship with them. To earn this success, we have applied our extensive experience to devising an advice methodology that meets the needs of our clients, both individuals and companies alike. As we are financial advisers, our focus is solely on you, understanding your objectives and potentially developing and sourcing solutions to help you achieve those objectives.
So whether your need is for the implementation or ongoing management of your company pension scheme, investing your money wisely at retirement or securing the financial wellbeing of your family, our advice process will ensure we develop the most appropriate solutions for you.
Current situation & objectives: We gain a complete understanding of your current financial picture and help you clarify your financial objective. This may be about providing additional benefits for employees, accessing tax efficient structures with funds at retirement or providing financial security for your family in the case of illness or death. Or indeed it may be about reducing the cost of any of the above. Once we are clear about what you want to achieve and where you stand today, we can start to help you.
Your Appetite for Risk: We help you to identify your appetite for risk so that we can ensure we identify solutions that are appropriate for you. Some individuals wish to increase their investment potential while taking some downside risk, others don’t. We help you identify your expectations within your investment strategy.
Our Recommendations: Once we understand your current position, where you are trying to get to and how much risk you wish to take; we then suggest ways in which you can look to achieve your financial objectives. This may be tweaking your current solutions, examining new opportunities to achieve your objectives or indeed sometimes continuing on your current path.
Provider Research & Choice: Assuming you decide to follow our recommendations and if a pension scheme structure or financial product is required, we research the market to identify the best solutions to meet your needs, and then negotiate on your behalf with the chosen provider to ensure that you receive the best terms possible. We are financial advisers, which means that the only driver behind the choice of provider and product is you and your needs.
Solution Implementation: We then explain the full process to get the solution in place and help you complete the paperwork and all other parts of the process.
Monitor & Review: We then monitor your progress on an ongoing basis and agree a review schedule with you. This is critically important to ensure that the solutions put in place remain appropriate, as your business or own circumstances will change over time, and external factors such as investment markets, the economy etc. may impact too.